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Learn everything you need to know about buying a home.

I am education based Loan Officer. Please read through the articles below to help you learn more about the home buying process.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home in Athens

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Writing in a journal

First-Time Homebuyer’s Checklist

Ready to purchase your first home in Athens-Clarke, Oconee or Barrow County? Use this easy-to-follow checklist to navigate the path…

holding money

Understanding Cash to Close for your new Athens home

If you have received your Closing Disclosure from your Athens area lender, you are almost done with your home buying…

Stamping paper

How to Get Preapproved for a Mortgage

Before you begin your new home search in Barrow County, talk to a local lender about getting preapproved for a…

home saving

5 Strategies to Save for a Home

Are you an Athens homeowner hopeful? Buying a home is a big purchase, one that takes time to save up…

Piggy Bank

Expenses First Time Home Buyers Need to Save For

If you are getting ready to purchase your first home in Athens-Clarke or Oconee County, there are a few expenses…

Holding a map in a car

Finding the Right Location to Buy a Home

They say that buying a home is all about location, location, location. But what if you do not know what…

Price of Home

Understanding an Appraisal Contingency

When buying a new home in Athens, you have the chance to put in a number of contingencies to the…

Buy Versus Rent

I’m Moving to Athens, Georgia… Should I Buy or Rent?

The biggest question those considering homeownership in Athens need to answer is simple: Should I buy or rent my home?…

putting money into jar

How Much Income Do I Need to Buy a House in Watkinsville?

Homeownership in Watkinsville is not just for the ultra wealthy. While income is an important factor when buying a house,…

Woman thinking

What You Need to Know About Cosigning a Mortgage

If your credit, debt, or income is keeping you from buying a house in Barrow or Oconee county, you may…

Conventional Loan

Popular Loans for Buying a Home in Athens

Finding a great deal on your Athens, Georgia home purchase requires that you understand the different types of home loans…

Couple looking at home

How to Buy a House in Athens with No Money Down

Do you dream of homeownership in Athens, Georgia, but you can’t come up with the required down payment? Don’t worry.…

Couple with real estate agent

Do I Need a Realtor to Buy a House in Athens, Georgia?

When you are ready to make a new home purchase, the first thing to consider is who you want on…

Couple looking at computer

How Much Do I Need for a House Down Payment?

One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years,…

Home Appraisal

A Home Appraisal Checklist

Searching for and finding the perfect new home in Athens is just one step of the home buying process. Once…

FHA Loan

What Is an FHA Mortgage Insurance Premium?

Are you hoping to purchase a home in Oconee County, Georgia, but are short on cash? FHA mortgages are great…

Home Inspection

An Athens Home Inspection Checklist

Purchasing a home in Athens, Georgia? It is always a good idea to have it professionally inspected. Many lenders even…

Mother Walks With Son As He Rides Scooter Along Sidewalk

What to Look for in an Athens Neighborhood When Buying a House

Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also…

points

Buydown to Reduce Your Mortgage Interest Rate

If you are buying a home in Watkinsville or Athens, you have probably looked at all kinds of ways to…

Without a Real Estate Agent

Buying a House in Oconee County without a Real Estate Agent

Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time…

Calendar

How Long Does It Take to Buy a House?

The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have…

House for sale

How to Determine if You Are in a Buyer’s Market or Seller’s Market

Being a savvy real estate buyer or seller requires that you know and understand the market conditions here in Georgia.…

Console table

How to Get Your House in Barrow County Ready to Sell

You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move…

Two Men sitting across from each other at a table.

Negotiating a House Price as a Buyer

Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties…

Unloading a moving van

How to Know When You Should Buy a House

Do you enthusiastically pore over home listings in Watkinsville on online platforms in your spare time? Is driving around looking…

Down Payment

What Is the Average Down Payment for a Home in Athens?

One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house…

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